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I just found out that we're paying $20 a month to the company that we run the cards through. They also get a percentage of what we do. We own the machine, and some months never use it and we don't use it frequently. What alternatives are you using? It's not worth twenty a month to me.
-------------------- The SignShop Mendocino, California
Making the simple complicated is commonplace; making the complicated simple, awesomely simple, that's creativity. — Charles Mingus Posts: 6712 | From: Mendocino, CA. USA | Registered: Nov 1998
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We use Square, the one you see advertised on TV and all over the internet. No monthly fee and a small fee for the transaction. I had a service a while back that had monthly fees and percentage charges that cost much more than we ever took in.
-------------------- Jerry Starpoli Starpoli Signs... since 1952
845-795-2438 Posts: 446 | From: Milton, NY US | Registered: Jun 2000
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I use both Square and now PayPal has a reader- it came in very handy a few weeks ago- I was at the school where my wife works and just happened to have my phone and card reader with me: I was doing a t-shirt project for the school and they are sometimes kinda slow about getting payment out... The administrator that placed the order asked if she could just go ahead and pay for the project with the school credit card- a few seconds later I had $875.00 in my Paypal account, which I used to pay for the product thru PayPal as well. They charge a percentage on the transaction, but no monthly fees or anything
-------------------- Michael Clanton Clanton Graphics/ Blackberry 19 Studio 1933 Blackberry Conway AR 72034 501-505-6794 clantongraphics@yahoo.com Posts: 1735 | From: Conway Arkansas | Registered: Oct 2001
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I've used NPC for the past 12 or 13 years. I own the machine No statement fee (if you opt to check them online) 25 cents per swipe 1.3% for debits 1.9% standard credit card or double that for corporate or rewards cards.
The best part is no machine rent and no statement fees....but the rates are pretty good too.
-------------------- Wayne Webb Webb Signworks Chipley, FL 850.638.9329 wayne@webbsignworks.com Posts: 7403 | From: Chipley,Florida,United States | Registered: Oct 1999
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Making the simple complicated is commonplace; making the complicated simple, awesomely simple, that's creativity. — Charles Mingus Posts: 6712 | From: Mendocino, CA. USA | Registered: Nov 1998
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Where I live cell phones are very iffy. Sometimes they work and if you turn your head the connection is gone. Internet is slow. No cables and slow satellite is all we have, so the smart phones don't make sense for us. I'll check out that NPC company. One of my friends uses Costco, but I see they re sell it to Elavon who does it for much less. I'd like to not dump the service to our customers, but for how seldom we use it, the current expense isn't justifiable.
-------------------- The SignShop Mendocino, California
Making the simple complicated is commonplace; making the complicated simple, awesomely simple, that's creativity. — Charles Mingus Posts: 6712 | From: Mendocino, CA. USA | Registered: Nov 1998
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I had that same issue of unaffordable charges connected to the CC Com....I have used the square for almost 2 years. We had a sprint phone for a while- had horrible connection - but I never had a an issue when entering a CC. But I guess that would be a question to raise to someone. I will say that my money is deposited almost twice as fast as my old CC company. I did a transaction at 7:30 thursday night, and by Friday, 9:30 am I had an email stating that it was deposited. I Highly recommend it.
-------------------- Patricia A. Raap Raap Signs 2615 Arthur Coopersville, MI 49404 616-677-0158 pat@raapsigns.com Posts: 574 | From: Coopersville, MI 49404 | Registered: Nov 2003
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Don, if you key it in, the fee is slightly higher.
-------------------- Kimberly Zanetti Purcell www.amethystProductivity.com Folsom, CA email: Kimberly@AmethystProductivity.com
“Organizing is what you do before you do something, so that when you do it, it is not all mixed up.” AA Milne Posts: 3722 | From: Folsom, CA | Registered: Dec 2001
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We spent some time yesterday comparing a few of these companies and found not too much difference between a few of the best prospects price wise. One company would re program the old machine that we own and another would sell us a USB device and the third uses a program on the computer without any device. How would you compare those options? Simplicity, security, longevity, value of investment? They want $160 for the set up charges or for the USB thingy.
-------------------- The SignShop Mendocino, California
Making the simple complicated is commonplace; making the complicated simple, awesomely simple, that's creativity. — Charles Mingus Posts: 6712 | From: Mendocino, CA. USA | Registered: Nov 1998
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Making the simple complicated is commonplace; making the complicated simple, awesomely simple, that's creativity. — Charles Mingus Posts: 6712 | From: Mendocino, CA. USA | Registered: Nov 1998
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posted
you might also talk to your bank- sometimes they offer solutions as well- a few years ago my bank processed a large credit card payment for me and offered me several services for future transactions, but I didn't have much need for them at the time.
-------------------- Michael Clanton Clanton Graphics/ Blackberry 19 Studio 1933 Blackberry Conway AR 72034 501-505-6794 clantongraphics@yahoo.com Posts: 1735 | From: Conway Arkansas | Registered: Oct 2001
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I like Elevon a bit better than NPC. NPC wants $159 to get me set up and the other is free but has a .03 % higher rate. Seems the way this is going eliminates me needing to use my Hypercom machine any more and it all happens from a website. Is it really that easy?
-------------------- The SignShop Mendocino, California
Making the simple complicated is commonplace; making the complicated simple, awesomely simple, that's creativity. — Charles Mingus Posts: 6712 | From: Mendocino, CA. USA | Registered: Nov 1998
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quote:Originally posted by Rick Sacks: I like Elevon a bit better than NPC. NPC wants $159 to get me set up and the other is free but has a .03 % higher rate. Seems the way this is going eliminates me needing to use my Hypercom machine any more and it all happens from a website. Is it really that easy?
Wow! I guess NPC has changed. I don't remember any charges to get set up. They even sent me a free terminal...but that was about 12 or 13 years ago. Tell them the other company's is free and they might wave it.
-------------------- Wayne Webb Webb Signworks Chipley, FL 850.638.9329 wayne@webbsignworks.com Posts: 7403 | From: Chipley,Florida,United States | Registered: Oct 1999
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I'm going with square now that I finally have a smart phone. I was using PayPal but discovered some of my corporate accounts don't allow their corp. cards to use PayPal.
-------------------- Dave Sherby "Sandman" SherWood Sign & Graphic Design Crystal Falls, MI 49920 906-875-6201 sherwoodsign@sbcglobal.net Posts: 5396 | From: Crystal Falls, MI USA | Registered: Apr 1999
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I just changed all my phone lines to digital. Saves a ton of money. I had to change my credit card machine to the Square devise on the smart phone. It really is the simpleist and easiest way to go. They take 2.75%
-------------------- John Arnott El Cajon CA 619 596-9989 signgraphics1@aol.com http://www.signgraphics1.com Posts: 1443 | From: El Cajon CA usa | Registered: Dec 1998
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I use the Square & I love it. I usually explain it to customers, but I had a guy over 70 years old not even blink when I grabbed it - he already knew all about it. Fee is a little higher than banks but there is no monthly fee, no dealing with the "compliance" crap & I can use it anywhere. CC numbers can be keyed in rather than swiping but for a little higher rate, the same as traditional cc processing. I'm thinking their cut-off is around 5 pm California time to be deposited the next day.
-------------------- Chris Welker Wildfire Signs Indiana, Pa Posts: 4254 | From: Indiana, PA | Registered: Mar 2001
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Some of what I found...the company we've been dealing with said that a month after my three year contract with them expired it is automatically renewed if I don't say stop, and I need to buy my way out of contract. They also offered me a program with a 2.2 rate and a monthly fee of $8. Looks kinda nice.
-------------------- The SignShop Mendocino, California
Making the simple complicated is commonplace; making the complicated simple, awesomely simple, that's creativity. — Charles Mingus Posts: 6712 | From: Mendocino, CA. USA | Registered: Nov 1998
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![[Smile]](smile.gif)
I Highly recommend it.
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