Does anyone have any secrets about which service to use for accepting CC via the web? Which is better, more secure, costs less and most reliable? I am about to launch a website that will collect all of its revenue from this and want to know if anyone here has any experience with this?
Posted by Jane Diaz (Member # 595) on :
We use the service available through Quickbooks/Intuit. It has been easy to use, reliable and comparatively inexpensive.
Posted by Glenn Taylor (Member # 162) on :
I've been using Authorize.Net.
Your local bank may also offer a similar service.
Posted by Gary Boros (Member # 8487) on :
Preston, I have been able to negociate what I think is a very good processing plan with First National Merchant Solutions. If you call Evan Mann and tell him I referred you, I'm sure he will be able to offer you a very good solution. Here's the information:
Evan Mann/Business Consultant 14010 FNB Parkway SC 8155 Omaha, NE 68154 First National Merchant Solutions, LLC® Office: 800.516.6242 x4083 or 402.602.4083 Fax: 866.483.4730 (secure rightfax) Email / Web: emann@fnms.com / www.fnms.com
Receive a customized payment processing expense reduction program and the solutions you need when you need them with First National Merchant Solutions. Just some of the solutions available include:
Expense reduction analysis of your current program A processing program tailored to your businesses unique needs Gift and loyalty card solutions PCI compliant equipment and software solutions A comprehensive online reporting suite and expense reduction tools A full suite of check acceptance solutions No Monthly Minimum on processing Experience with hundreds of sign merchants
First National Merchant Solutions is a top 10 payment processor with more than 50 years of experience providing first-rate service and solutions to businesses across North America. With the combined resources of our parent company First National Bank of Omaha® and a dedicated, experienced team of industry professionals, First National Merchant Solutions provides complete in-house processing with unparalleled customer service to meet the long-term needs of its customers.
For more information, visit www.fnms.com or contact our expense reduction specialist, Evan Mann 800 516 6242 ext. 4083, at First National Merchant Solutions. We look forward to working with you
Posted by Michael Gene Adkins (Member # 882) on :
Okay here's a weird one I believe might actually be true (not that anyone will do this).
I've heard the easiest and absolute safest way is to just have the person email you their CC#, or have a form on your site that emails it to you, and that is the safest thing around because cracking into a simple, single email is almost impossible. Plus an email is so innocuous looking, hackers have nothing to go by to tell them it is a cc# coming to you via the email message.
I won't name the source, but they seemed knowledgable. Thoughts???
Posted by Frank Smith (Member # 146) on :
Email would be convenient, too, but our cc processor does not want us using email. As a result, if our computer is ever stolen or compromised, no cc info is at risk because our computer has no one's cc info in it.
Posted by Ed Gregorowicz (Member # 1842) on :
I'm trying PayPal on a job even as we speak.. I'll let you know how it pans out...
Posted by Tony McDonald (Member # 1158) on :
Hi Ed, I have been using paypal for about a year. It's pretty simple and works ok.
If used a lot, it should probably be set up with a separate bank account of it's own. They can freeze the account if there's a discrepency, so setting it up on your main account could cause problems.
Posted by Rich Stebbing (Member # 368) on :
PayPal werks4me!
Posted by James Chrimes (Member # 5864) on :
PayPal works great.
Posted by Michael Clanton (Member # 2419) on :
I use PayPal- simply generate a "Buy Now" button under Merchant Services- enter how much you want it for- it will generate two types of code- one is used to embed into a webpage, the other as simply an email link- just copy and paste this "email code" into any email- when the client clicks the link, they are immediately directed to the PayPal site to pay with Credit Card, Check or PayPal account...
I don't have to manage anybody's credit card info- it's all handled thru PayPal- once the client make a payment, I'm notified, packing invoices, shipping labels, postage, reports can all be generated from within PayPal- plus I have a debit card so I have immediate access to all funds- makes it real handy when a client pays a deposit (usually the entire amount upfront since it's with a credit card) I can then order any t-shirts or other supplies directly from that same account- almost 95% of my business is now paid this way and my book keeper is very happy...
Posted by Rick Beisiegel (Member # 3723) on :
First Data. My terminal works off my wireless router. No phone line required, just a wifi signal. Very satisfied with it
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